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The city water main shut off is in the front yard of our 1960s home that we’ve lived in for 15 years. A few decades ago, the previous owners filled in that part of the yard with a lot of fill to level it out – we were not made aware of this until a neighbor recently told us. Now our inside turn off valve is leaking and needs to be replaced – it’s just a pipe coming up from the basement cement floor with a simple knob. The city can’t locate the main shut-off in the yard probably because it’s too deep for their metal detectors and they have no map of where it should be located. To start digging could cost us thousands. I’m wondering if title insurance should be covering this? Anyhow, is there some way to install a new shut off valve in the house without shutting off the city water line coming in?